Workers compensation insurance is something all employers are required to have. This type of insurance covers all the costs, from immediate to long-term care, of an injured employee. It also covers lost wages should an employee miss work due to their work-related injury. It’s an excellent program in place to ensure an employee’s medical care and financial health should they get hurt during a work-related task.
However, as many people have found out, this type of insurance, when claims are made, doesn’t always work as seamlessly as it should. These are instances where the services of a Workers Compensation Attorney can be helpful.
It’s important to understand that not all workers compensation issues will need the attention of an attorney. For example, when the injuries are minor, usually a lawyer won’t need to get involved. In addition, if the employer freely admits the injury happened at work in the confines of a work-related task, legal help probably won’t be necessary.
However, if the injuries are serious enough to require expensive medical care or if the injured party can no longer work because of their injuries, making longer lost wages payments or a large settlement possible, workers compensation insurance providers may not be so easy to work with. These are the instances when a Workers Compensation Attorney needs to be contacted.
The most basic reason why a seriously injured individual gets so much push back from a workers compensation insurance carrier is money. The simple fact is that the less an insurance company has to pay out the more money they get to keep. When serious money has to be paid out, even in situations where claims are legitimate, insurance companies my either try to pay as little as possible or reject the claim altogether.
If you are facing a situation where you have been significantly injured in a work-related duty, but the workers compensation insurance carrier isn’t taking the financial responsibility they should, you may want to speak with Alpern Schupert P.C. Whether it’s hounding the insurance company, negotiating a fair settlement, or taking the matter to the courts, if you require this money to provide for you and your family, a workers compensation lawyer may be exactly what you need. You can also connect them on Facebook for more updates.