The food industry is a competitive area of business to operate in and you want nothing more than your restaurant to be successful. However, what happens if the unexpected happens and you require a substantial amount of money to pay for necessary repairs, medical bills or even rebuilding your company? When it comes to owning a business, it is important to minimize any downtime you would experience and excessive expenses. Unfortunately, an accident or lawsuit can risk the future of your company. Especially, in the food industry that has some unique risks the owners face. That is why it is important to find affordable restaurant insurance in Birmingham, AL that can keep you adequately covered.
Possible Risks a Food Establishment Faces
- Automobile accidents for restaurants that offer catering services or food delivery.
- Lawsuits that result from data breaches where your customers’ private information is accessed.
- Employees that steal from your company or make fraudulent charges.
- Product loss when food spoils due to equipment failing to keep it at the correct temperature.
- Copyright infringement lawsuits that can occur when another person files a claim against you.
- Customers that were injured on the premises of your company such as slipping and falling.
- The damage that is caused by flooding or fires that requires extensive repairs to fix.
- Employees that are injured on the job and require medical attention.
Avoid a Disruption of Business with the Right Agency
If you must file an insurance claim for your restaurant, you want to ensure the process is completed fast. Shields Insurance Agency will work with you to find the right policies to keep your business protected and to help reduce unwanted downtime. They know the unique risks that food establishments face and provide the specialized insurance coverage they require to stay protected.
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