As an employer with 50 or more full-time employees, you have a legal obligation to provide health insurance for your employees. Even if you don’t meet the legal requirements for providing health insurance, you may want to consider offering insurance so that you can get a better quality candidate to apply for your open positions, as well as keep your current employees.
Group health insurance is the most common product for employers to choose. While it’s more expensive than individual health insurance, group health insurance doesn’t discriminate between your employees. You can hire people who smoke, who are overweight or that have a preexisting condition and know that they will still be covered under your group health plan.
This, however, doesn’t mean you have to accept any price you’re offered for group health insurance. To save money, and ensure that you’re getting the best rates, you need to get Group Insurance Quotes in Vero Beach FL.
As an employer, you’re going to want to discuss your options with an actual insurance agent rather than using an online quote tool. The reason for this is that you’re likely to have a lot of questions about the insurance that you’re purchasing. You may have questions about your legal obligations as well as questions about how billing occurs.
Working with an online system is impersonal. What’s more, you may not be able to find the answers you want or get the wrong answers when using an online resource. Talking with an agent ensures that your exact questions are answered correctly.
Using an insurance broker for your Group Insurance Quotes in Vero Beach FL is an excellent way to get multiple quotes as well as getting the personal care that you need. Just ensure that you work with a broker that can explain the different products that you’re considering and what each quote means for you and your business.
If you’re looking for an insurance broker in your area, you may want to consider A Better Solution Insurance Services. Here you’ll find experienced staff that can answer all of your insurance questions. What’s more, they can offer advice about the type of insurance you choose to ensure that you get the most bang for your buck. A consultation is free, so why not schedule some time with them today?